Metlife Insurance Services

For additional information on our insurance services click on the blue links.

Life Insurance provides you the peace of mind you only get from knowing you've protected your love ones.

MetLife Solutions:

Term Life for temporary simplified coverage and no cash value.
Whole Life for permanent coverage, with guaranteed premiums, death benefits and cash value growth.
Universal Life for permanent coverage, flexibility and less emphasis on cash value.
Variable Universal Life for permanent coverage, and potentially higher cash value through investment options, but you accept some risk.
Survivorship Life for lifetime protection for two people that pays a benefit upon the passing of the surviving insured.

We'll help you figure out how much life insurance is right for you, and we'll look at your attitudes and preferences to see what kind fits you best.

What would happen if your paychecks suddenly stopped because you were too sick or injured to work? What if you couldn’t work for months — or years?
You’d still have to pay all your monthly bills, including food, utilities, house and car payments. Add in things like tuition and retirement funding, and it’s easy to see how savings could quickly disappear.
Unfortunately, you can’t rely on other income sources like Social Security to protect you. In many cases, they don’t apply — or aren’t enough. Plan ahead to help protect your lifestyle. Then relax.

Research shows that at least 70 percent of people over age 65 will require some long-term care services at some point in their lives¹.
Additionally, the cost of long-term care services may be surprising. That’s why it’s such a good idea to consider long-term care insurance as an integral part of a well-rounded financial plan. It may help protect your hard-earned assets, and provide more control over how and where you receive care should you need it.
Let MetLife, a recognized leader in long-term care insurance, help you better understand your options, how coverage works, and where you can get a policy that best meets your needs and budget. Helping you make an informed choice is our goal.

MetLife provides the following group benefits for your employees:

^1.U.S Department of Health and Human Services, National Clearinghouse for Long-Term Care Information, September 2008.

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